Underinsured Motorist Coverage: What UIM Covers and How It Works

underinsured motorist coverage for gaps in at-fault driver liability limits

Underinsured Motorist Coverage, often called UIM, is auto insurance protection that may help when another driver causes a covered crash but does not carry enough liability insurance to fully address the eligible loss. The at-fault driver has insurance, but the available liability limit may be too low. That is the central UIM problem: not zero … Read more