Medical Payments Coverage: What MedPay Covers and How It Works

medical payments coverage for accident-related medical expenses

Medical Payments Coverage, often called MedPay, is an auto insurance benefit that may help pay certain accident-related medical or funeral expenses for you and other eligible people, regardless of who caused the crash. It is generally a limited first-party benefit rather than a replacement for health insurance, liability coverage, or broader injury protection. For U.S. … Read more

Personal Injury Protection Insurance: What PIP Covers and How It Works

personal injury protection insurance and PIP accident benefits

Personal injury protection insurance, often called PIP, is auto coverage that may help pay certain injury-related expenses after a covered car accident, regardless of who caused the crash. Depending on the state and policy, benefits can include medical treatment, portions of lost income, rehabilitation, essential services, funeral expenses, or other specified first-party benefits. PIP is … Read more