Disclaimer
Last updated: February 5, 2026
Welcome to https://policyquotesus.com/ (the “Site”). Please read this Disclaimer carefully. By using the Site, you agree to the terms below. If you do not agree, please do not use the Site.
1) General information only (not advice)
All content on this Site is provided for general informational and educational purposes only. It is not legal, financial, insurance, tax, or professional advice, and it should not be relied on as a substitute for advice from a qualified professional who understands your specific situation.
2) No insurance relationship or professional services
PolicyQuotesUS.com is not an insurance company, insurance agency, broker, adjuster, or agent. We do not underwrite policies, bind coverage, interpret insurance policies, or provide individualized insurance recommendations.
Any information you read here is general in nature. Your coverage needs, eligibility, pricing, and policy terms depend on your personal details, your location, the insurer, and other factors.
3) Quotes, rates, and coverage details may change
Insurance prices, discounts, rules, and product availability can change at any time and vary by state and insurer. Any examples, estimated prices, or “typical” rates shown on this Site (if any) are for illustration only and may not reflect current or accurate pricing for you.
You should always confirm final pricing, coverage terms, exclusions, and conditions directly with the insurer or a licensed insurance professional before making decisions.
4) Accuracy, completeness, and timeliness
We work to keep information accurate and up to date, but we cannot guarantee that all information on this Site is complete, correct, or current. Laws and insurer policies change frequently, and content may become outdated.
We make no warranties of any kind (express or implied) about the reliability, availability, or suitability of the information on this Site.
5) No guarantees or outcomes
We do not guarantee:
- that you will qualify for insurance coverage, discounts, or any specific rate,
- that you will save money,
- that coverage will be approved, issued, renewed, or paid,
- or that using the Site will produce any specific result.
Any decisions you make based on the Site are made at your own risk.
6) External links and third-party content
The Site may link to third-party websites or services (including insurance providers, comparison services, or informational resources). These links are provided for convenience only.
We do not control third-party sites and are not responsible for their content, accuracy, policies, availability, or practices. Your use of third-party sites is subject to their own terms and policies.
7) Advertising and affiliate disclosure
The Site may display advertising (including Google ads) and may use third-party advertising partners.
We may also earn a commission or referral fee if you click certain links or take actions on third-party sites (for example, requesting a quote). This may affect how and where certain offers appear, but it does not change our goal of providing helpful, plain-English information.
8) Testimonials and examples
If the Site includes testimonials, stories, or examples, they are individual experiences. They do not guarantee that you will have the same results.
9) Emergencies
Nothing on the Site is intended for emergencies or urgent situations. If you have an emergency, contact local emergency services immediately.
10) Limitation of liability
To the fullest extent permitted by law, PolicyQuotesUS.com and its owners, contributors, and partners will not be liable for any losses or damages (direct, indirect, incidental, consequential, or otherwise) arising from your use of (or reliance on) the Site, including but not limited to:
- reliance on any information provided,
- inability to access the Site,
- third-party links, tools, or services,
- errors or omissions in content.
11) Contact
If you have questions about this Disclaimer, please email answerpulse7@gmail.com or contact us here: https://policyquotesus.com/contact/